Hasan, Zulfikar. “AN ANALYSIS OF THE INDONESIAN SHARIA BANKING DEVELOPMENT ROADMAP 2020-2025”. Online Journal of Islamic Management and Finance (OJIMF) 3, no. 1 (April 21, 2023): 36–54. Accessed December 23, 2024. https://ejournal.um.edu.my/index.php/OJIMF/article/view/43382.