SCREENING INSTRUMENT FOR ZAKAH CAPITAL ASSISTANCE EGIBILITY

Authors

Keywords:

screening instrument, zakah for business purposes, zakah recipients, zakah authorities

Abstract

This study aims to determine the need for a viable and comprehensive screening instrument for selecting those individuals eligible for receiving financial assistance from zakah institutions in Malaysia. The study uses qualitative research methods and collects primary data with the help of semi-structured interviews with five zakah institutions in Malaysia. Complete consensus was found among all respondents on the need for a viable and comprehensive instrument to screen prospective zakah business recipients. The screening instrument will facilitate the evaluation process to determine eligibility on the basis of pre-formulated criteria and minimize manipulation and fraud. The study recommends that zakah authorities should have a screening instrument to select zakah recipients eligible for capital assistance.

Downloads

Download data is not yet available.

References

Al-Qur’an al-Karim.

Abdullah Haji Abd.Ghani & Mahyudin Haji Abu Bakar, “Towards Achieving the Quality of Life in the Management of Zakah Distribution to the Rightful Recipients (The Poor and Needy),” International Journal of Business and Social Science, vol. 2/4 (2011): 237-245.

Abdul Ghafoor Buriro, Jawad Hussain Awan & Abdul Razaq Lanjwani, “Interview: A Research Instrument for Social Science Researchers,” IJSSHE-International Journal of Social Sciences, Humanities and Education, vol. 1/4 (2017): 1-14, https://www.researchgate.net/publication/323278410.

Abraham H. Maslow, Motivation and Personality, 3rd edition (Addison-Wesley Educational Publishers Inc, 1987).

Amirul Afif Muhamat, Norlida Jaafar, Hardi Emrie Rosly & Hasman Abdul Manan, “An Appraisal on The Business Success of Entrepreneurial Asnaf: An Empirical Study on The State of Zakah Organization (The Selangor Zakah Board or Lembaga Zakah Selangor) in Malaysia,” Journal of Financial Reporting and Accounting, vol. 11/1 (2013): 51-63, https://doi.org/10.1108/jfra-03-2013-0012.

Armiadi Musa Basyah, 'Pentadbiran Zakah di Baitul Mal Aceh: Kajian Terhadap Agihan Zakah Bagi Permodalan Masyarakat Miskin' (Ph.D Thesis, (Akademi Pengajian Islam, Universiti Malaya, 2009).

Azman Ab. Rahman, Mohamad Yazis Ali Basah, Mohammad Noorizzuddin Nooh, Mahdhir Abdullah, Ahmad Anis Mohd Fauzi & Mohd Faez Abu Bakar, “Memformulasi Model Produktif Pembangunan Program Usahawan Bagi Memperkasakan Ekonomi Golongan Asnaf,” Persidangan Kebangsaan Ekonomi Malaysia Ke-9 (2014), 191-198.

Azman Ab Rahman, Mohamad Yazis Ali Basah, Mahdhir Abdullah, Mohammad Noorizzudin Nooh & Ahmad Anis Mohd Fauzi, “Keberkesanan Program Usahawan Asnaf oleh Institusi Zakah Dalam Menginterpretasikan Keharmonian Ummah,” Proceedings of the International Conference on Arabic Studies and Islamic Civilisation (Kuala Lumpur, 4-5 March 2014), 503-509,

Azman Abdul Rahman, Mohamad Yazis Ali Basah, Mohammad Noorizuddin Nooh, Mahdhir Abdullah, Ahmad Anis Mohd Fauzi & Mohd Faez Abu Bakar, “Program Usahawan Bagi Memperkasakan Ekonomi Golongan Asnaf: Pemantauan Dari Aplikasi MyEma,” Jurnal Pengurusan dan Penyelidikan Fatwa, vol. 7 (2016): 29-38.

Benson Honig, “What Determines Success? Examining the Human, Financial, and Social Capital of Jamaican Microentrepreneurs,” Journal of Business Venturing, vol. 13/5 (1998): 371-394, https://doi.org/10.1016/S0883-9026(97)00036-0.

Buerah Tunggak, Hussin Salamon & Baharin Abu, “Keperluan Latihan dan Pendidikan Berterusan ke Arah Pembangunan Usahawan Muslim Berteraskan Nilai Islam di Malaysia,” Jurnal Teknologi, vol. 55/1 (2011): 121-144.

———, “Pengaruh Faktor-Faktor Demografi Terhadap Budaya Niaga Usahawan Bumiputera Muslim,” Jurnal Kemanusiaan, vol. 20 (2010): 17-31.

Charles H. Matthews & Steven B. Moser, “Family Background and Gender: Implications for Interest in Small Firm Ownership,” Entrepreneurship and Regional Development, vol. 7/4 (1995): 365-377, https://doi.org/10.1080/08985629500000023.

Clinton O. Longenecker, Jack L. Simonetti & Thomas W. Sharkey, “Why Organizations Fail: The View from the Front-Line,” Management Decision, vol. 37/6 (1999): 503-513.

Crant J Michael, “The Proactive Personality Scale as a Predictor of Entrepreneurial Intentions,” Journal of Small Business Management, vol. 34 (1996): 42-49.

Danica Bakotic & Dejan Kruzic, “Students’ Perceptions and Intentions Towards Entrepreneurship: The Empirical Findings From Croatia,” The Business Review, Cambridge, vol. 14/2 (2010).

David C. Berliner, “Describing the Behavior and Documenting the Accomplishments of Expert Teachers,” Bulletin of Science, Technology and Society, vol. 24/3 (2004): 200-212, https://doi.org/10.1177/0270467604265535.

Dayang Shobihah Abang Abai, Mohd Daud Awang, Ahmad Nasir Mohd Yusoff, Arfan Ab. Majid & Hadi Hamli, “Bentuk Bantuan Modal Agihan Zakah Asnaf dan Pencapaian Usahawan Asnaf di Malaysia: Kajian Empirikal,” Malaysian Journal of Social Sciences and Humanities (MJSSH), vol. 5/1 (2020): 93-99, https://doi.org/10.47405/mjssh.v5i1.353.

Dominik M Müller, “From Consultancy to Critique : The ‘ Success Story ’ of Globalized Zakah Management in Malaysia and Its Normative Ambiguities,” Globalizations, vol. 14/1 (2017): 81-98, https://doi.org/10.1080/14747731.2016.1200309.

Gideon D. Markman & Robert A. Baron, 'Individual Differences and The Pursuit of New Ventures: A Model of Person- Entrepreneurship Fit,' In Managing People in Entrepreneurial Organizations, Advances in Entrepreneurship, Firm Emergence and Growth, vol. 5, ed. Jerome A. Katz & Theresa M. Welbourne (Bingley: Emerald Group Publishing Limited, 2002), https://doi.org/10.1016/S1074-7540(02)05005-5.

Hamdino Hamdan, Pazim Othman, Wan Sabri & Wan Hussin, “Is Microfinance Program in Malaysia Really Effective in Helping the Poor ?,” World Review of Business Research, vol. 2/1 (2012): 79-97.

Hanif Ardiansyah & Muhamad Nafik H.R, “Efektivitas Memberdayakan Ekonomi Pada Program Komunitas Usaha Mikro Muamalat Berbasis Masjid di Masjid Miftahul Jannah Surabaya,” JESTT, vol. 1/9 (2014): 647-660.

Hashim Ahmad Shiyuti & Syed Musa al-Habshi, “An Overview of Asnaf Entrepreneurship Program by Lembaga Zakah Selangor, Malaysia,” 6th ASEAN Universities International Conference on Islamic Finane (AICIF) (Manila, Philiphines, 14-15 November 2018), 1-12, https://doi.org/10.2139/ssrn.3299107.

Hasnah Ali, Norhafizah Abdul Razak & Sanep Ahmad, “Faktor Mempengaruhi Kejayaan Usahawan Peruncitan Melayu: Satu Kajian Kes,” Prosiding PERKEM V, (Negeri Sembilan: Port Dickson, vol. 2, 2010), 141-151.

Hazlina Abdul Halim, Jamaliah Said & Sharifah Nurzehan Syed Yusuf, “Individual Characteristics of the Successful Asnaf Entrepreneurs : Opportunities and Solutions for Zakah Organization in Malaysia,” International Business and Management, vol. 4/2 (2012): 41-49, https://doi.org/10.3968/j.ibm.1923842820120402.1040.

Hessel Oosterbeek, Mirjam van Praag & Auke Ijsselstein, “The Impact of Entrepreneurship Education on Entrepreneurship Skills and Motivation,” European Economic Review, vol. 54/3 (2010): 442-454, https://doi.org/10.1016/j.euroecorev.2009.08.002.

Hyun Hyo Kim, “Needs Analysis for English for Specific Purpose Course Development for Engineering Students in Korea,” International Journal of Multimedia and Ubiquitous Engineering, vol. 8/6 (2013): 279-288, https://doi.org/10.14257/ijmue.2013.8.6.28.

Isma Addi Jumbri & Mohamad Zahir Zainudin, “Pembangunan Modal Insan Dalam Kalangan Fakir dan Miskin Sebagai Usahawan: Kajian Kes di Lembaga Zakah Selangor,” Journal of Human Capital Development, vol. 4/2 (2011): 41-56.

Jaume Argerich, Esther Hormiga & Jaume Valls-Pasola, “Financial Services Support for Entrepreneurial Projects: Key Issues in the Business Angels Investment Decision Process,” Service Industries Journal, vol. 33/9-10 (2013): 806-819, https://doi.org/10.1080/02642069.2013.719891.

Jing Guo, Runhua Tan, Jianguang Sun, Jianliang Ren, Shengxuan Wu & Yang Qiu, “A Needs Analysis Approach to Product Innovation Driven by Design,” Procedia CIRP, vol. 39 (2016): 39-44, https://doi.org/10.1016/j.procir.2016.01.163.

Jolanda Hessels, Marco Van Gelderen & Roy Thurik, “Entrepreneurial Aspirations, Motivations, and Their Drivers,” Small Business Economics, vol. 31/3 (2008): 323-339, https://doi.org/10.1007/s11187-008-9134-x.

Khairul Azhar Meerangani & Ummi Khasidah Zaham Azman, “Keberkesanan Program Pembangunan Ekonomi Asnaf oleh Lembaga Zakah Selangor,” E-Academia Journal, vol. 8/2 (2019): 14-24.

Leon Hoffman, Valorie A Crooks & Jeremy Snyder, “A Challenging Entanglement : Health Care Providers’ Perspectives on Caring for Ill and Injured Tourists on Cozumel Island, Mexico,” International Journal of Qualitative Studies on Health and Well-Being, vol. 13/1 (2018): 1-12, https://doi.org/10.1080/17482631.2018.1479583.

Leonidas A. Zampetakis, Afroditi Anagnosti & Stelios Rozakis, “Understanding Entrepreneurial Intentions of Students in Agriculture and Related Sciences,” (Working Paper, Agricultural University of Athens Series 4, 2013): 26-29, http://aoatools.aua.gr/RePEc/aua/wpaper/files/2013-4_entrep.pdf.

May Luu Yeong, Rosnah Ismail, Noor Hassim Ismail & Mohd Isa Hamzah, “Interview Protocol Refinement: Fine-Tuning Qualitative Research Interview Questions for Multi-Racial Populations in Malaysia,” Qualitative Report, vol. 23/11 (2018): 2700-2713, https://doi.org/10.46743/2160-3715/2018.3412.

Mehdi Popotte, “Industry Snapshot: Opening the Black Box of Shariah Stock Screening,” Opalesque, 12 November 2010, http://www.opalesque.com/OIFIArticle/96/the_Black_Box_of_Shariah_Stock850.html.

Melissa S. Cardon & Colleen P. Kirk, “Entrepreneurial Passion as Mediator of the Self-Efficacy to Persistence Relationship,” Entrepreneurship: Theory and Practice, vol. 39/5 (2015): 1027-1050, https://doi.org/10.1111/etap.12089.

Michael Manove, A Jorge Padilla & Marco Pagano, “Collateral versus Project Screening : A Model of Lazy Banks,” RAND Journal of Economics, vol. 32/4 (2001): 726-744.

Mohd Faisol Ibrahim, Suhaina Musani & Mohd Zulkifli Muhammad, “Konsep Pemasaran Islam Dalam Perniagaan Berasaskan Ekonomi Islam Bagi Usahawan Muslim,” (Working Paper in Islamic Economics and Finance No. 0809, Universiti Kebangsaan Malaysia, Bangi, Selangor, 2008).

Mohd Ridhuan Mohd Jamil, Saedah Siraj & Farazila Yusof, “Aplikasi Teknik Fuzzy Delphi Terhadap Keperluan Elemen Keusahawanan Bagi Pensyarah Kejuruteraan Politeknik Malaysia,” International Journal of Business and Technopreneurship, vol. 5/1 (2015): 135-150.

Mohd Sabri Abdul Ghafar, Zainudin Zakaria, Rohana Yusoff, Mohd Ariff Kamaludin & Azian Abdul Ghani, “Model Pembangunan Usahawan Asnaf Maidam (PUASMA),” Proceedings of the International Conference on Islam, Development and Social Harmony in Southeast Asia (2017).

Mohd Zain Mubarak, “Konsep Keusahawanan Islam: Terminologi, Kerohanian dan al-Falah,” In Konsep Keusahawanan Sosial Islam: Suatu Pengenalan (Kota Bharu: Universiti Malaysia Kelantan, 2015), 1-21.

Muhammad Anas Ibrahim, “Pembiayaan Mikro Dalam Kalangan Usahawan Asnaf di Lembaga Zakah Selangor (LZS)” (Ph.D Thesis, Universiti Sains Malaysia, 2018), https://doi.org/10.1017/CBO9781107415324.004.

Muhammad Anas Ibrahim & Abu Hassan, “Kontrak Pembiayaan Mikro Dalam Agihan Dana Zakah Terhadap Usahawan Asnaf: Satu Tinjauan Pandangan Cendekiawan Zakah di Malaysia,” Prosiding Konvensyen Serantau Pengajian Islam Peringkat Antarabangsa Siri Ke-4 (2018).

Muhammad Haris Riyaldi, “Faktor-Faktor Yang Mempengaruhi Keberhasilan Penerima Zakah Produktif Baitul Mal Aceh: Satu Analisis,” Jurnal Perspektif Ekonomi Darussalam, vol. 1/2 (2015): 185-202.

Muhammad Istan, “Pengentasan Kemiskinan Melalui Pemberdayaan Ekonomi Umat Menurut Perspektif Islam,” Al-Falah: Journal of Islamic Economics, vol. 2/1 (2017): 81-99, https://doi.org/10.29240/jie.v2i1.199.

Muhamad Zulfadli Abdul Rahman, Mohammad Taqiuddin Mohamad & Muhammad Shamshinor Abdul Azzis, “Islam dan Pembasmian Kemiskinan Bandar,” Jurnal Syariah, vol. 3/28 (2020): 461-500.

Netty Apriyanti, Mohd Shahril Nizam Shaharom, Suzieleez Syrene Abdul Rahim & Rafiza Abdul Razak, “Needs Analysis of Infographic Media Using Technology for Learning Physics,” Malaysian Online Journal of Educational Technology, vol. 8/1 (2020): 48-62, https://doi.org/10.17220/mojet.2020.01.004.

Noor Fazni Harun & Asmak Ab Rahman, “Zakah Distribution for The Purpose of Capital Assistance at Zakah Institutions in Malaysia : An Exploratory Study,” Malaysian Journal of Social Sciences and Humanities (MJSSH), vol. 6/1 (2021): 298-306.

Noor Latiffah Adam & Nordin Abu Bakar, “Shariah Screening Process in Malaysia,” Procedia-Social and Behavioral Sciences, vol. 121 (2014): 113-123, https://doi.org/10.1016/j.sbspro.2014.01.1113.

Noor Syafinas Muda, “Keberkesanan Agihan Zakah Kepada Asnaf Fakir dan Miskin: Kajian Kes di Jabatan Zakah Kedah” (Ph.D Thesis, Universiti Sains Malaysia, 2014).

Noraihan Mohamad, Mohd Sobhi Ishak & Sabrina Mohd Rashid, “Pengaruh Personaliti Usahawan Islam Terhadap Kepercayaan Dalam Mengukuhkan Komitmen dan Kesetiaan Pelanggan,” International Journal of Islamic Business, vol. 2/1 (2017): 24-37.

Nor Hayati Samba Mohamed, Nor Azam Mastuki, Sharifah Norzehan Syed Yusuf & Maheran Zakaria, “Management Control System in Asnaf Entrepreneurship Development Program by Lembaga Zakah Selangor,” Jurnal Pengurusan, vol. 53 (2018): 13-22.

Nurmaizura Marzuki, Solehuddin Zulkifli & Hairunnizam Wahid, “Pengukuran Kejayaan Bantuan Modal Perniagaan Usahawan Asnaf Dalam Konteks Pencapaian Maqasid al-Shari’ah : Kajian di Daerah Kuala Terengganu dan Kuala Nerus,” Jurnal Syariah, vol. 2/27 (2019): 201-232.

Patmawati Ibrahim & Ruziah Ghazali, “Zakah as an Islamic Micro-Financing Mechanism to Productive Zakah Recipients,” Asian Economic and Financial Review, vol. 4/1 (2014): 117-125, http://www.pakinsight.com/pdf-files/aefr 4(1), 117-125.pdf.

Raudha Md Ramli, Sanep Ahmad, Hairunnizam Wahid & Farra Munna Harun, “Understanding Asnaf Attitude: Malaysia’s Experience in Quest for an Effective Zakah Distribution Programme,” Sustainable Development of Zakah in the Poverty Alleviation and Improvement of Welfare of the Ummah (World Zakat Forum and Department of Economics, Faculty Economics and Management Bogor Agricultural University, Centre for Islamic Development Studies of Bogor Agricultural University, 19-21 July 2011), http://www.ukm.my/hairun/kertas kerja/Paper Raudha et al.pdf.

Rita C. Richey & James D. Klein, Design and Development Research, 1st Edition (Publishers Lawrence Erlbaum Associates, Inc., 2007), http://library1.nida.ac.th/termpaper6/sd/2554/19755.pdf.

Robert A. Baron & Gideon D. Markman, “Person-Entrepreneurship Fit: The Role of Individual Difference Factors in New Venture Formation,” Journal of Business Venturing, vol. 18/1 (2003): 1-24, https://www.researchgate.net/publication/264878499%0A.

Rosli Mahmood, Azrain Nasyrah Mustapa, Rosli Mohd Saad, Mohamad Yusop Mohamad Jani, Norria Zakaria, Syahrina Abdullah & Ahmad Khairi Yahya et al., Prinsip-Prinsip Keusahawanan Pendekatan Gunaan, Edisi Kedua (Cengage Learning Asia Pte Ltd., 2010).

Saeed Awadh Bin-Nashwan, Hijattulah Abdul-Jabbar, Saliza Abdul Aziz & Alhassan Haladu, “Zakah Compliance Behavior Among Entrepreneurs: Economic Factors Approach,” International Journal of Ethics and Systems, vol. 36/2 (2020): 285-302, https://doi.org/10.1108/IJOES-09-2019-0145.

Shuhairimi Abdullah, “The Characteristics of Successful Entrepreneurs,” Islamic and Human Advanced Research, vol. 3/6 (2013): 323-345, https://doi.org/10.2298/eka0462025p.

Stelios H. Zanakis, Maija Renko & Amanda Bullough, “Nascent Entrepreneurs and the Transition to Entrepreneurship: Why Do People Start New Businesses?,” Journal of Developmental Entrepreneurship, vol. 17/1 (2012), https://doi.org/10.1142/S108494671250001X.

Wan Marhaini Wan Ahmad, Asmak Ab Rahman, Azizi Che Seman & Nor Aini Ali, “Religiosity and Banking Selection Criteria Among Malays in Lembah Klang,” Jurnal Syariah, vol. 16/2 (2008): 99-130.

Wan Sabri Wan Hussin, “Ciri-Ciri Usahawan Berjaya Dari Perspektif al-Qur’an,” Jurnal Usuluddin, vol. 18 (2003): 81-110.

Yazilmiwati Yaacob & Ilhaamie Abdul Ghani Azmi, “Entrepreneur’s Social Responsibilities From Islamic Perspective: A Study of Muslim Entrepreneurs in Malaysia,” Procedia-Social and Behavioral Sciences, vol. 58 (2012): 1131-1138, https://doi.org/10.1016/j.sbspro.2012.09.1094.

Yusuf al-Qaradawi, Fiqh al-Zakah: A Comparative Study of Zakah, Regulations and Philosophy in the Light of Quran and Sunnah; Trans. Monzer Kahf, vol. 1 (Jeddah, Saudi Arabia: Scientific Publishing Centre, King Abdulaziz University Centre for Research in Islamic Economics, 1999).

Yusuf al-Qaradawi, Fiqh al-Zakah (Vol. II), trans. Monzer Khaf (Jeddah: Scientific Publishing Centre, King Abdulaziz University, 2000).

Published

2023-08-03

How to Cite

Harun, N. F., & Ab Rahman, A. . (2023). SCREENING INSTRUMENT FOR ZAKAH CAPITAL ASSISTANCE EGIBILITY. Jurnal Syariah, 31(1), 66–101. Retrieved from https://ejournal.um.edu.my/index.php/JS/article/view/42373

Most read articles by the same author(s)

1 2 3 > >>