Kontrak Pintar Berasaskan Blok Rantai Dari Perspektif Syariah

Blockchain-Based Smart Contracts: A Shariah Perspective

Abstract

The blockchain-based smart contract (KPBR) is a computer program that represents a contract or transaction deployed on the blockchain network. A contract created using KPBR can be automatically executed, with decentralized verification, and real-time transaction records are accessible to all blockchain users. The innovation of smart contracts provides Islamic financial institutions (IFIs) with a new method to implement Shariah contracts. However, the use of smart contracts for transaction execution needs to be carefully examined from a Shariah perspective, as the legality of a transaction in Shariah law must adhere to Shariah principles. This study aims to elucidate the concept of KPBR, highlight its advantages in Islamic financial institutions (IFIs), and examine this technology from a Shariah perspective. To achieve these objectives, a qualitative approach based on bibliographic research is employed, drawing on relevant documents and literature. The collected data is then analyzed using descriptive content analysis methods. The findings of the study indicate that KPBR represents a form of technological innovation that can be utilized to enforce Shariah contracts.